# PIO (PayInOne) > PIO is an all-in-one global HR platform that lets companies hire, onboard, and pay talent in 150+ countries with full compliance, no entity setup required. PIO (PayInOne) is a comprehensive global employment platform that enables businesses to hire contractors and full-time employees in 150+ countries without establishing local entities. The platform handles payroll in 120+ currencies, ensures compliance with local labor laws, and automates HR processes from onboarding to offboarding. PIO also offers an AI assistant (Genie Agent), virtual cards, and work visa services to streamline every aspect of international workforce management. - **Employer of Record (EOR):** *Hire full-time employees globally through PIO's own legal entities, eliminating the need for local entity setup while maintaining full compliance.* - **Contractor Management:** *Onboard and pay freelancers worldwide in minutes with online contract signing, automated invoicing, and support for 120+ currencies.* - **Contractor of Record:** *PIO signs directly with contractors to protect employers from misclassification risks and labor contract liabilities.* - **Global Payroll:** *Run payroll in countries where you have entities, with automated salary disbursement, tax filing assistance, and statutory benefits management.* - **PIO Card:** *Issue virtual cards accepted in 150+ countries via Visa and Mastercard to eliminate employee expense reimbursement hassles.* - **Global Work Visa Services:** *Manage work visa applications across 60%+ of countries and regions through a single SaaS platform.* - **Genie AI Agent:** *An AI-powered HR assistant that provides smart prompt recommendations, supports up to 100 independent chat sessions, and offers a centralized data dashboard.* - **Compliance & Legal Tools:** *Misclassification analyzer, cost estimator, and global insights covering employment laws in 150+ countries.* - **Open API:** *Integrate PIO's contractor and payroll capabilities into your existing HR tech stack.* - **ISO & SOC Certified:** *Platform operates under ISO and AICPA SOC certifications for data protection and security compliance.* ## Features - Employer of Record (EOR) in 150+ countries - Contractor hiring and management - Contractor of Record - Global payroll in 120+ currencies - Automated payroll generation - Online contract signing - Background checks - Work visa services - PIO virtual card (Visa & Mastercard) - AI HR assistant (Genie Agent) - Misclassification analyzer - Cost estimator - Global compliance management - Expense and allowance management - Tax filing assistance - Open API - Multi-session AI chat management - Global salary insights - Resume grader and fit checker - LinkedIn profile generator ## Integrations Visa, Mastercard, Open API ## Platforms WEB, API ## Pricing Freemium — Free tier available with paid upgrades ## Links - Website: https://pioinc.com - Documentation: https://pioinc.com/global-insights - EveryDev.ai: https://www.everydev.ai/tools/pio-payinone