# Ramp

> Corporate cards, expense management, bill payments, and accounting automation platform that helps finance teams save time and money.

Ramp is an all-in-one finance platform that combines corporate cards, expense management, accounts payable, travel booking, procurement, and accounting automation into a single solution. Designed to help finance teams work faster and more efficiently, Ramp serves over 50,000 companies ranging from startups to global enterprises, helping them save millions of hours through intelligent automation and AI-powered features.

The platform replaces multiple disconnected finance tools with a unified system that enforces spending policies automatically, catches out-of-policy transactions, and automates tedious accounting tasks. Ramp integrates with major ERPs and accounting systems, supports global operations with payments to 195 countries in over 40 currencies, and provides dedicated support to help teams get up and running quickly.

- **Corporate Cards** offer unlimited physical and virtual cards with built-in spending controls, category and vendor restrictions, and automatic policy enforcement that can lock cards when employees fail to submit required receipts.

- **Expense Management** features automatic receipt collection and matching, AI-powered policy enforcement, customizable approval workflows, and the ability to answer policy questions over SMS.

- **Accounts Payable** includes AI-powered invoice extraction (OCR), support for multiple payment methods (ACH, card, check, wire), automated batch payments, and three-way matching with purchase orders.

- **Travel Booking** provides integrated travel management with customizable policies, employee rewards, and automatic policy compliance.

- **Ramp Intelligence** puts AI to work with approval recommendations, auto-coding, and continuous monitoring to catch errors and identify overspending.

- **Accounting Automation** accelerates monthly close with AI-assisted coding, advanced accounting rules, and direct integrations with QuickBooks Online, Xero, NetSuite, Sage Intacct, and more.

- **Ramp Treasury** offers business accounts that earn competitive yields with no fees, minimum deposits, or transfer caps, plus intelligent cash forecasting.

To get started, teams can connect their ERP in five minutes, upload their policy in two minutes, and issue cards in one minute. Within 30 days, companies typically have 100% of business spend moved to Ramp with significantly faster book closes.

## Features
- Unlimited corporate cards (physical and virtual)
- Expense management with automatic receipt collection
- Accounts payable with AI-powered OCR
- Travel booking and management
- Procurement workflow automation
- Accounting automation and ERP integrations
- Ramp Treasury business accounts
- AI-powered policy enforcement
- Global payments to 195 countries in 40+ currencies
- Custom approval workflows
- Vendor management and price intelligence
- Budgeting and custom reporting
- Multi-entity support
- SSO and SAML authentication

## Integrations
QuickBooks Online, Xero, NetSuite, Sage Intacct, Acumatica, Microsoft Dynamics 365 Business Central, Workday, HRIS systems, CLM tools, TPRM tools, Ticketing tools

## Platforms
WEB, API, ANDROID, IOS

## Pricing
Freemium — Free tier available with paid upgrades

## Links
- Website: https://ramp.com
- Documentation: https://support.ramp.com
- EveryDev.ai: https://www.everydev.ai/tools/ramp