Atomic
To champion upward financial mobility for all by providing payroll connectivity and open banking infrastructure.
At a Glance
- Banks
- Credit Unions
- Neobanks
- Lenders
- +2 more
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Atomic
AI Knowledge Graph Tool
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Latest News
Atomic Raises $10 Million in Strategic Round from Capital One Ventures, Citi Ventures, and FNB Corp
Announcing Atomic's Search Customization
2024: A New Level of Financial Connectivity Unlocked
Atomic lands $40M in Series B funding just five months after its Series A
Products & Services
Allows users to instantly switch their direct deposit to a new bank account.
Real-time income and employment verification using payroll data.
AI-powered tool to identify and manage recurring subscriptions and bills.
Updates card-on-file across various merchants from a single banking app.
Market Position
Atomic differentiates itself through 'TrueAuth' technology and its specialized focus on payroll-driven financial mobility rather than just general data aggregation like Plaid.
Leadership
Founders
Jordan Wright
CEO & Co-founder. Previously co-founded Unbill (acquired by Q2). Background in Statistics from BYU.
Scott Weinert
CTO & Co-founder. Previously co-founded Unbill (acquired by Q2).
Andrea Martone
CPO/Chief People Officer & Co-founder. Over 10 years of experience in product management.
Executive Team
Jordan Wright
CEO & Co-founder
Serial entrepreneur, ex-Q2, Unbill.
Andrea Martone
Chief Product Officer / Chief People Officer
Product leadership, co-founder.
Board of Directors
Founding Story
Atomic was founded in 2019 by Jordan Wright and Scott Weinert after their experience at Unbill, where they faced significant challenges building bank connectivity. They aimed to create a more efficient way for consumers to share their payroll data and manage financial tasks.
Business Model
Revenue Model
B2B API-based model (SaaS/Usage-based). Charges financial institutions and fintechs for payroll connectivity and data access.
Target Markets
- Banks
- Credit Unions
- Neobanks
- Lenders
- Payroll Platforms
- Gig Platforms
- Banking apps increasing direct deposit volume
- Lenders needing real-time income verification
- Fintechs offering budgeting and subscription management
- Gig economy platforms simplifying payroll setup
- Capital One
- Citi
- First National Bank
- 8 of the top 10 U.S. financial institutions