Brex
To empower employees anywhere to make better financial decisions by providing a unified, AI-powered finance platform.
At a Glance
- Startups
- Venture-backed companies
- Mid-market enterprises
- Global corporations
AI Tools by Brex
(2)
CrabTrap
AI Agent Outbound Proxy
Brex
Corporate Expense Management Platform
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Latest News
Brex Helps Power OpenAI Global Spend and Financial Operations
Capital One to Acquire Brex for $5.15 Billion
Brex Brings AI-Native Accounting Automation to ERPs via New API
Brex Secures $235 Million Credit Facility with Citi and TPG
Products & Services
Business credit cards for startups and enterprises with high limits, no personal guarantees, and automated expense tracking.
A cash management account that allows businesses to store money, send wires, and earn yield, integrated with the Brex card.
A global spend management platform that provides travel booking, expense management, and AI-powered financial controls.
Automated accounts payable solution to manage and pay vendor invoices globally.
Market Position
Positions itself as the 'AI-native financial OS' for global businesses, competing with Ramp and Mercury by focusing on enterprise-grade global spend and travel management.
Leadership
Founders
Henrique Dubugras
Co-founded Pagar.me (Brazil's answer to Stripe) at age 16 and sold it in 2016. Met co-founder Pedro Franceschi on Twitter. Dropped out of Stanford University to start Brex. Previously founded a VR startup called Beyond.
Pedro Franceschi
A programming prodigy who was the first person to jailbreak the iPhone at age 12. Co-founded Pagar.me with Henrique Dubugras. Met Henrique on Twitter. Dropped out of Stanford University to start Brex.
Executive Team
Pedro Franceschi
Founder and CEO
Co-founder of Brex and Pagar.me. Leads the overall company vision and strategy. Succeeded as sole CEO following the evolution of the Co-CEO model.
Henrique Dubugras
Founder and Chairman
Co-founder of Brex and Pagar.me. Transitioned from Co-CEO to Chairman of the Board.
Board of Directors
Founding Story
Founders Henrique Dubugras and Pedro Franceschi, having previously built and sold a payment company in Brazil, met at Stanford. They initially tried building a VR startup but pivoted to fintech after realizing how difficult it was for international startup founders to obtain corporate credit cards in the US.
Business Model
Revenue Model
Revenue is generated through interchange fees on card transactions, interest on cash management accounts, and monthly SaaS subscriptions for the Empower platform.
Pricing Tiers
Free for up to 5 users. Includes global card acceptance, accounting integrations, bill pay, and travel booking.
Includes all Essentials plus customizable policies, AI compliance audit, live budgets, and multi-entity support.
Full suite with unlimited entities, local card issuance, named account manager, and custom implementation.
Target Markets
- Startups
- Venture-backed companies
- Mid-market enterprises
- Global corporations
- Startup scale-up and financial infrastructure
- Enterprise spend management and travel
- Global multi-entity financial operations
- Automated accounts payable and bill pay
- E-commerce inventory and marketing spend
- OpenAI
- Airbnb
- DoorDash
- Coinbase