Ramp
Ramp is a finance operations platform designed to help businesses save time and money by automating expenses, bill payments, and spend management.
At a Glance
- Startups
- Mid-market companies
- Global enterprises
AI Tools by Ramp
(1)Ramp
Corporate Finance Automation Platform
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Latest News
Ramp hits $32 billion valuation in Lightspeed-led funding
Ramp raises $500 million at $22.5 billion valuation to accelerate AI
CNBC Disruptor 50 list inclusion
Named one of America’s Greatest Startup Workplaces 2025
Products & Services
Unlimited physical and virtual cards with built-in spend controls and policies.
Automated expense tracking, receipt collection, and reimbursement software.
AI-powered invoice processing and payment automation (ACH, wire, card).
Yield-bearing accounts (Ramp Yield) and cash management solutions.
Market Position
Positions itself as the 'time and money' company, focusing on automation and efficiency to reduce overall business spend, distinguishing it from traditional banks and competitors like Brex.
Leadership
Founders
Eric Glyman
Co-founder and CEO. Previously co-founded Paribus (acquired by Capital One) and served as Sr. Director at Capital One. Background in finance at Millstein & Co.
Karim Atiyeh
Co-founder and CTO. Previously co-founded Paribus (acquired by Capital One) and served as CTO. Background at Oliver Wyman and as a Teaching Fellow at Harvard.
Gene Lee
Co-founder. Previously a software engineer at Paribus and Capital One. Background in engineering and growth.
Executive Team
Eric Glyman
Chief Executive Officer
Co-founder and CEO.
Karim Atiyeh
Chief Technology Officer
Co-founder and CTO.
Board of Directors
Founding Story
Ramp was founded by the creators of Paribus (Eric Glyman and Karim Atiyeh) with the goal of building a financial platform that align's the company's incentives with its customers' incentives—helping them spend less rather than encouraging more debt.
Business Model
Revenue Model
Primarily generates revenue through interchange fees on card transactions. Also offers paid subscription tiers (Ramp Plus and Enterprise) and fees for specialized services.
Pricing Tiers
Includes unlimited cards, basic expense management, and basic bill pay.
Adds AI expense reviews, procurement add-ons, and advanced ERP integrations like NetSuite.
Full global coverage, local-currency payments, and white-glove implementation.
Target Markets
- Startups
- Mid-market companies
- Global enterprises
- Spend management
- Accounts payable automation
- Travel and expense tracking
- Global vendor payments
- Cash management
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