SecureLend AI

SecureLend is an AI-native underwriting infrastructure platform built for lenders, VCs, and financial agents. It covers the full workflow from intent capture through document intelligence, compliance checks, and credit memo generation — delivered across four connected products. The platform is live in the ChatGPT App Store and has completed SOC 2 Type 2 certification.

What It Is

SecureLend positions itself as "The Underwriting Service for the AI Age," providing a single infrastructure layer that handles the Intent → Underwrite → Decide workflow across commercial lending, venture capital, and insurance. Rather than a single point solution, it bundles a loan origination system (LOS), agentic underwriting tools, a borrower-facing marketplace, and a payment authorization layer (Delegare) into one connected platform. The company is incorporated as SecureLend, Inc. and is headquartered in Dover, Delaware.

Four Connected Products

SecureLend's platform is organized around four entry points:

• AI-Native LOS — A multi-tenant, white-label loan origination system for community and regional banks. It automates document collection, classification, data extraction, underwriting analysis, compliance checks, and credit memo generation. The company states it processes loans approximately 10× faster than manual workflows, based on pilot averages.
• Agentic Underwriting Tools — Modular, token-metered AI agents for VCs, commercial lenders, and reinsurers. Capabilities include pitch deck precheck, document intelligence, quantitative analysis (burn multiples, DSCR, loss ratios), and IC/credit memo generation. Launching initially for VC firms.
• Intent-Driven Marketplace — Live in the ChatGPT App Store, this product lets borrowers express lending intent inside an AI conversation. SecureLend qualifies the borrower, routes them to eligible lenders from a stated 200+ lender database, and advances the workflow toward underwriting. Also accessible via a financial MCP server at mcp.securelend.ai for Claude Desktop and Claude.ai.
• Delegare — A trustless agent payment authorization layer that lets AI agents authorize, route, and settle payments. It supports ERC-4337 compatible agent wallet abstraction and is available as a standalone product for developers via an open SDK (@delegare/sdk on npm).

Infrastructure and Security Architecture

SecureLend's security posture is a notable differentiator. The platform has completed SOC 2 Type 2 audit, uses KMS encryption with customer-managed keys at rest, TLS 1.3 in transit, single-table partition with IAM-scoped tenant isolation, and supports BYOAK (Bring Your Own API Keys) compliance. A public trust dashboard is available at securelend.trustshare.com. The underlying infrastructure integrates AWS (Textract, Bedrock), Google Cloud, Microsoft Azure, OpenAI, Anthropic Claude, QuickBooks, Plaid, Dun & Bradstreet, ComplyAdvantage, and Refinitiv World-Check.

Pilot Performance Claims

According to SecureLend's own methodology page, pilot results include approximately 10× faster processing (from weeks to hours), up to 99.2% document accuracy on structured documents in controlled tests, and approximately 75% cost reduction versus manual processing. The company attributes these figures to pilot estimates and controlled test conditions, and notes that pilot results are available on request. Anonymized feedback from pilot partners — described as a regional bank, a credit union, and a business lender — was collected in October 2025.

MCP and Agentic Ecosystem Positioning

SecureLend has built explicit support for the Model Context Protocol (MCP), making its financial underwriting capabilities accessible to any MCP-compatible AI client. The marketplace is reachable at mcp.securelend.ai, enabling Claude Desktop, Claude.ai, and other MCP clients to access lending intent workflows. This positions SecureLend within the emerging agentic finance stack alongside its ChatGPT App Store presence, which was noted in coverage by Global Trade Review and Yahoo Finance according to the homepage.