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Zeni

Zeni is an AI-powered bookkeeping and accounting platform designed specifically for startups and growing businesses. The platform combines automated financial management with a dedicated team of finance experts to deliver real-time financial insights, daily bookkeeping, and comprehensive accounting services. Zeni manages over $20 billion in transactions annually and helps businesses save an average of 70 hours per month on financial operations.

  • AI Bookkeeping automates daily bookkeeping tasks including transaction categorization, reconciliation, and journal entries, providing real-time access to dashboards, reports, and key financial metrics like burn rate, cash flow, and operating expenses.

  • AI Bill Pay streamlines vendor payments with AI-powered invoice processing, auto-capturing bill details, multi-level approvals, and same-day ACH payments at no additional cost.

  • AI Reimbursements enables lightning-fast employee expense reimbursements with automated receipt capture, categorization, and same-day ACH payouts.

  • Business Checking Accounts offer FDIC insurance up to $3M, high-yield interest up to 2.90% APY, and automatic transaction categorization with no monthly fees.

  • Business Credit Card provides 1.75% cashback on all purchases with AI-powered expense tracking and automated reporting.

  • AI Agents including AI CFO Agent, AI Accountant Agent, AI Expense Agent, AI Bills Agent, and AI Card Agent automate various financial operations from forecasting to expense management.

  • Dedicated Finance Team includes a Controller, Bookkeeping Manager, and Bookkeeping Analyst who leverage AI to provide personalized financial guidance and ensure GAAP compliance.

  • Additional Services include Fractional CFO services for financial planning and forecasting, Tax Accountant services for compliance and R&D tax credits, and Payroll management services.

To get started, businesses can schedule a demo and complete a 30-minute onboarding process. Zeni integrates with QuickBooks Online Plus, Avalara, Plaid, Stripe, PayPal, and Square. The platform supports U.S.-based entities and offers tiered pricing based on business complexity and revenue stage.

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Stats on Zeni

Pricing and Plans

(Subscription)

Starter (Annual)

$494/month (annually)
$549/mo if billed monthly

Basic AI Bookkeeping for Pre-Revenue Companies + Dedicated Finance Team

  • AI Bookkeeping
  • AI Bill Payments
  • AI Reimbursements
  • AI Business Checking Accounts
  • Dedicated Finance Team (Controller, Bookkeeping Manager, Bookkeeping Analyst)

Starter (Monthly)

$549/month

Basic AI Bookkeeping for Pre-Revenue Companies + Dedicated Finance Team

  • AI Bookkeeping
  • AI Bill Payments
  • AI Reimbursements
  • AI Business Checking Accounts
  • Dedicated Finance Team (Controller, Bookkeeping Manager, Bookkeeping Analyst)

Growth (Annual)

$719/month (annually)
$799/mo if billed monthly

Advanced AI Bookkeeping for Revenue Companies + Dedicated Finance Team

  • AI Bookkeeping
  • AI Bill Payments
  • AI Reimbursements
  • AI Business Checking Accounts
  • Dedicated Finance Team (Controller, Bookkeeping Manager, Bookkeeping Analyst)

Growth (Monthly)

$799/month

Advanced AI Bookkeeping for Revenue Companies + Dedicated Finance Team

  • AI Bookkeeping
  • AI Bill Payments
  • AI Reimbursements
  • AI Business Checking Accounts
  • Dedicated Finance Team (Controller, Bookkeeping Manager, Bookkeeping Analyst)

Enterprise

Contact for pricing

Custom AI Bookkeeping for Complex Companies + Dedicated Finance Team

  • AI Bookkeeping
  • AI Bill Payments
  • AI Reimbursements
  • AI Business Checking Accounts
  • Dedicated Finance Team (Controller, Bookkeeping Manager, Bookkeeping Analyst)
  • Custom pricing based on complexity

CFO Starter

$1350/month (annually)

Fractional CFO services with $2,000 setup fee

  • Annual Budgeting
  • Budget vs. Actual Analysis
  • 12 Month Cash Flow Forecast

CFO Growth

$2610/month (annually)

Fractional CFO services with $6,000 setup fee

  • Everything in CFO Starter
  • Financial Model & Dynamic Scenarios
  • Monthly Model Update
  • Executive Summary
  • 6 Hours of Advisory and Support
  • KPIs Tracking

CFO Enterprise

Contact for pricing

Custom Fractional CFO services

  • Everything in CFO Growth
  • Budgeting and Financial Modeling
  • Management Reporting Package
  • Detailed Cash Flow Projections
  • Metric Benchmarking
  • Quarterly Board Meeting Prep
  • Fundraising Support
  • Ad-hoc Strategic Projects

Tax Starter

$208/month (annually)

Taxes for Pre-Revenue Companies

  • Tax Concierge
  • Federal Income Tax Filing
  • State Corporate Income Tax Filing

Tax Growth

$325/month (annually)

Taxes for companies generating revenue up to $500K

  • Tax Concierge
  • Federal Income Tax Filing
  • State Corporate Income Tax Filing

Tax Enterprise

Contact for pricing

Taxes for companies generating revenue over $500K

  • Tax Concierge
  • Federal Income Tax Filing
  • State Corporate Income Tax Filing

Payroll Manager Service

$199/month (annually)

Annual contract for payroll management

  • Employee Onboarding, Termination & Ongoing Support
  • Payroll System Management
  • Compliance Across All States And Jurisdictions

System Requirements

Operating System
Any OS with a modern web browser
Memory (RAM)
4 GB+ RAM
Processor
Any modern 64-bit CPU
Disk Space
No local storage required (cloud-based)

AI Capabilities

Automated transaction categorization
Receipt and invoice data extraction
Bank reconciliation
Vendor verification
Predictive financial insights
Automated journal entries
Expense pattern analysis