Zoneless

Zoneless is an open-source payments stack built around stablecoins, offering checkout, subscriptions, and marketplace seller payouts through a Stripe-compatible API. Licensed under Apache 2.0, it can be self-hosted on your own infrastructure or used via Zoneless Cloud. The project was built for PromptBase, an AI prompt marketplace, and runs its seller payout infrastructure in production according to the project's GitHub README.

What It Is

Zoneless is a full-stack payments platform that replaces or supplements traditional payment processors like Stripe Connect and PayPal Payouts for marketplace operators who want to pay sellers globally using USDC stablecoins. It covers the entire payments lifecycle — hosted checkout, recurring subscriptions, seller onboarding with KYC identity verification, connected account dashboards, and instant cross-border payouts — all through an API that mirrors Stripe's object shapes, webhook patterns, and idempotency model. The core stack is TypeScript, built on Express.js (API), Angular (dashboard and checkout), and MongoDB, with a Docker Compose setup for quick local deployment.

Stripe-Compatible API and Migration Path

Zoneless deliberately mirrors Stripe's developer experience. Resources like Checkout Sessions, Payment Links, Customers, Products, Subscriptions, Accounts, Transfers, and Payouts follow Stripe's naming and shapes. The Node.js SDK (@zoneless/node) is a near drop-in replacement — swap the import and API key, point to your own domain, and the same code runs. The platform also supports running Zoneless alongside an existing Stripe setup rather than requiring a full migration, which the docs describe as an "add Zoneless as an optional USDC payout method" workflow. A one-prompt integration path is documented for AI coding agents (Cursor, Claude Code, etc.) to add Zoneless to an existing marketplace without touching existing checkout flows.

Self-Hosting and Deployment Model

The entire platform is self-hostable via Docker Compose with a three-command setup:

• git clone, cd zoneless, docker compose up -d
• Open localhost/setup to create a platform account and API key
• Full API, dashboard, checkout, and onboarding run on your own infrastructure

Self-hosting is free forever under the Apache 2.0 license. For teams that prefer managed infrastructure, Zoneless Cloud handles setup and operations. The project structure separates the Express API backend, Angular web frontend (dashboard, checkout, onboarding), and a CLI for humans and agents.

Why the Stablecoin Angle Matters

Zoneless uses USDC on Solana as its settlement layer. The homepage positions this as a practical infrastructure choice rather than a crypto product — stablecoins enable near-zero-cost, near-instant cross-border payouts to 220+ countries and regions. The homepage fee comparison table shows domestic and international payout costs of approximately $0.002 per payout versus Stripe Connect's $0.25 domestic and $1.50 international rates, and PayPal's 2% international fee with a 4% FX spread. No currency conversion fees or cross-border fees apply. Payout speed is described as seconds versus 2–7 business days for Stripe. These are vendor-published figures from the Zoneless pricing comparison table.

Current Status: v0.1.0 Initial Release

The GitHub repository shows the initial public release (v0.1.0) was published on 2026-03-23, with active development continuing through August 2026 (last push 2026-08-21). The repository has 406 stars and 37 forks. According to the homepage, Zoneless runs in production for PromptBase (vendor-stated 500,000 users) and Agensi (vendor-stated 50,000 monthly active users). The project is actively maintained with 2 open issues and a CI workflow tracked on GitHub Actions.