Creo by ZenStatement

Creo is ZenStatement's AI platform designed exclusively for finance teams, turning raw spreadsheets into reconciled, audit-ready reports. It hosts a growing suite of finance-native AI agents, each trained on financial logic and built for a specific domain — from vendor reconciliation to conversational financial analysis. Every agent understands finance schemas, data quirks, and edge cases, delivering answers you can stake your books on. Unlike generic AI, Creo surfaces anomalies, flags schema mismatches, and shows the full reasoning and SQL behind every result.

• AI Finance Analyst Agent — Upload your financial data and ask questions in plain English; Creo reconciles files, surfaces discrepancies, and generates audit-ready charts and insights.
• Vendor Reconciliation Agent — Automatically reconciles vendor statements, flags TDS/GRN/PO mismatches, and streamlines vendor follow-ups (coming soon).
• Usage-based Billing Agent — Automates invoicing and manages high-volume usage-based billing challenges for AR teams (coming soon).
• Explainable Logic & Audit Trails — Every result includes the SQL query, reasoning steps, and a full audit trail so finance teams can verify and trust every output.
• Anomaly Detection — Proactively surfaces payment anomalies, schema mismatches, date inconsistencies, and currency conflicts before they become problems.
• Conversational Finance Interface — Ask questions like "Why is average payment delay up 23% in Q4?" and get precise, drill-down answers in plain English.
• Data Transformation — Standardises, structures, and enriches financial data in minutes, preparing it for reconciliation and analysis.
• Finance-native Visualisations — Generates revenue trend charts and category breakdowns that can be dropped directly into reports.